Home Owners Insurance

Posted by on Sep 15, 2010 in Featured, Portfolio | Comments Off on Home Owners Insurance

Home Owners Insurance

For the majority of people, their home and its contents represent their largest single investment. Therefore, they need to do whatever they can to protect this investment. Purchasing homeowners insurance is one way to protect this valuable asset.

When property is damaged or destroyed, an individual may suffer financially because of the reduced value of the damaged property. If the damage is so severe that the property can never be used again, additional financial loss may result. Anyone who owns a home, or owns any type of property is exposed to this type of financial loss.

A homeowners’ policy is designed to cover the home, any other buildings on the insured property, as well as furnishings in the home including furniture, clothing, appliances, carpeting, and if specifically insured, jewelry, furs, and guns. The homeowners’ policy also provides liability and medical payments coverage in case someone is accidentally injured on the insured property.

Since the homeowners’ policy is extremely flexible and offers a variety of different levels of coverage, it is wise to contact your local HH&B agent for a thorough review of your homeowners needs. Because HH&B represents a number of well respected homeowners’ insurance companies, your HH&B agent can offer the most comprehensive coverage at the best available price.

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